About Core Benefit Solutions
Core Benefit Solutions was founded in October 2003.
The core value of Core Benefit Solutions is to skillfully train and actively support the Health Insurance General Agencies and their downstream brokers in distributing a handful of health insurance products primarily for the New Jersey, California, Pennsylvania, Ohio and Texas markets that will enable the Brokers to:
  • Reduce the current and future cost of the medical benefits of their clients with minimal impact to the benefit levels of the employees
  • Create multiyear monetary control over the healthcare budget
This important approach to the Health Benefit Challenges of the 21st Century addresses the client objectives of each broker in many ways:
  1. Provides significant health plan pricing options
  2. Becomes a valuable client retention tool
  3. Opens the door to additional voluntary product commissions
  4. Positions the broker into more of a consulting role
  5. Creates a defining competitive advantage
Core Benefit Solutions accomplishes these goals by introducing a methodology for the effective use of Supplemental Medical Policies or generically speaking, A 'Medical Gap' plan in conjunction with the present major medical plan to increase deductibles and coinsurance levels with only a minimal impact of the benefit levels of the employees.
Currently, Core Benefit Solutions is a Managing General Agency for the Transamerica's new TransConnect product since 2004. In 2007, the company will continue its growth by introducing another Medical GAP plan through Fidelity Security Life that will have a significant impact on the HMO and POS health products in the New Jersey, California, Pennsylvania, Ohio and Texas markets.